Gone are the days when you could go down to your local bank and purchase a CD that pays 5%. At the time of this writing, I did a quick Google search on CD Rates. What I found was troubling.
One website I came across had the audacity to claim a “High Yield” CD at 2%, and that was locking up your money for a full 5 years! Another proclaimed a “Big Rate” of 1.35% for a 13-month CD. Even at BankRate.com, the highest listed rate was a paltry 1.33%!
You’d do almost as well squirrelling that money away under your mattress, and at least you’d be able to get your hands on it anytime you wanted!
What if I told you there was a safer, legitimate way to get between 5% and 6% return, and only tie up your money for 12 short months?
Well there is. And I’ll tell you about it in just a minute.
But first, you’re probably wondering why in the world you’re reading about investments on a cabin rental website! And why you should listen to me!
It does seem a bit odd, I know. So let me explain…
As owner of Cabin Creekwood, I’ve been interested in finances for many years. I am also the Financial Administrator for our church, and have been so for over 15 years. In these roles, I have developed a very conservative mindset when it comes to money.
To put it plainly, I am not okay with losing money! At all!
Even Warren Buffet, the most successful investor of all time, is said to have two rules when it comes to choosing investments.
- Rule #1: Never lose money
- Rule #2: Never forget rule number 1
I don’t have time to go over all the math here, but losing money has devastating consequences, and not just emotionally. When you lose money through a decline in the market, you have to earn a higher percentage than you lost just to make it back to where you started, and you’re still at risk of another downturn.
So to put it plainly, I have no money in the stock market at all, and have no intention of ever riding that rollercoaster again!
I repeat. There is a safer, more secure way to earn returns of 5%, even up to 6%, without risking a decline in the stock market.
The solution I’m talking about is described in great detail in a book written by best-selling author Stephen Gardner, called A Bridge Over Troubled Wall Street.
Throughout the book Stephen explains how to avoid Wall Street and beat the banks.
I could hardly put it down.
You’ll find a clear, easy-to-follow explanation of the true cost of losing money, and a solution which will have you nodding your head in agreement. It is such a simple yet elegant plan, and makes a lot of sense when you think about it.
And, it has the history of a proven track record to back it up!
The book is available on Amazon for $19.95. Seems like a lot, I know. But if the solutions in this book work for you, you’ll recoup your costs many times over, and thank me for recommending it to you.
But wait! I recently had the privilege of talking with Stephen personally, and I now have a limited supply of these books at a very low cost. In fact, I can send you one for just $4.99 to help cover shipping and handling.
Now please understand… this isn’t for everyone. First, you should know that the minimum amount required in order to utilize the solution that Stephen recommends is $25,000. Second, you wouldn’t want to tie up your emergency fund, so if you anticipate needing that money in the next 12 months, then this is not for you.
However, if you do have some money set aside, and you’d like to earn more than the paltry .1 to .5% that the bank is giving you, yet don’t want to play Russian Roulette with Wall Street, I’d love to put a copy in your hands.
Just click on the PayPal button below, and I’ll send it out to you.
P.S. In addition to cash, you can also use qualified funds from an IRA or old 401K. This is a great way to safely grow your money without the risk of the stock market.